disclaimer

401k Compass is an online newsletter founded to meet the growing demand for solid, reliable, objective information about 401k investment alternatives. 401k Compass is not an investment advisor nor is it a financial manager. Further, 401k Compass does not accept any responsibility for gains for losses an individual may experience. All investments involve risk.

For all its publication services, 401k Compass relies upon the “publishers’ exclusion” from the definition of investment adviser under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. As such, 401k Compass does not offer or provide personalized investment advice. We publish information about company 401k, indexes, mutual funds, ETFs, and/or asset allocation models in which we believe our readers may be interested and this information reflects our sincere opinions. The information that we provide (or that is derived from our website/newsletter) is not and should not be construed in any manner to be personalized advice.

Any discussions between 401k Compass staff and current and/or potential subscribers are for the purposes of coaching and/or helping achieve a better understanding of how the use the newsletter more efficiently. Any contact should not be construed to be individual investment advice.

This material is based upon information that we consider reliable, but neither 401k Compass nor its affiliates warrant its completeness or accuracy and it should not be relied upon as such. Assumptions, opinions, and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results.

This material is not intended as an offer or solicitation for the purchase or sale of any security or other financial instrument. Securities, financial instruments, or strategies mentioned herein are not suitable for all investors. This material does not take into account individual investment objectives, financial situations, or needs and is not intended as a recommendation of particular securities, financial instruments, or strategies. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice.

401k Compass is not endorsed, or affiliated nor does it receive compensation from any of the specific company retirement plans discussed within the newsletter.

All information has been prepared by and is copyrighted by 401k Compass. 401k Compass and or the principals of 401k Compass may have either long or short positions in the investment alternatives mentioned in the 401k, ETF, or Stock newsletters. 401k Compass may also trade in its own account.

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No reproduction of any 401k Compass information is permitted without the written permission of the publishers.